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Frequently Asked Questions about Financial Aid

How do I apply for financial aid?
It’s simple: complete the Free Application for Federal Student Aid (FAFSA) and your information is sent to MSU College of Law within a few days. Our school code is G02254, and you don’t need to report parent information.

What kind of financial aid can I receive?
The Admissions Office considers incoming students for merit-based tuition scholarships, which may be renewed annually. The Financial Aid Office reviews eligibility for federal loans and private loans. Students are also considered for Work-Study on a case-by-case basis. You must file the FAFSA to be considered for federal student loans and Work-Study.

When will I know how much loan money I can get?
The Financial Aid Office notifies entering students by email in March. Students will receive separate notification from the Admissions Office regarding scholarship eligibility.

Do I have to reapply every year?
Students must complete a new FAFSA every year. You can file with estimated tax return information and make updates later. Although the MSU College of Law has a published deadline of April 1st, financial aid forms submitted after the deadline are accepted.

What if I need more money?
The Financial Aid Office uses a cost of attendance (or budget) to determine aid the amount of aid a student may receive. The budget includes tuition, fees, room and board, books, and other expenses. The budget does not allow for car payments or credit card bills; such expenses are the student’s responsibility. In some cases, the Financial Aid Office can make modest budget increases for a computer, child care and credits above the budgeted amount.

Alternative loans have a pretty high interest rate, right?
Private loans can have a high and variable interest rate. Students may consider pursuing a federal GradPLUS loan, which has a fixed interest rate. However, the decision to request a private loan versus GradPLUS loan is up to the student.

When do I have to repay the loans?
Generally, federal student loan repayment begins six months after graduation. Repayment may begin earlier if the student disenrolls or enrolls at less than half-time (five credits for fall and spring, three credits for summer) status.. Private loans have different repayment terms so students are advised to read the fine print on their promissory note before applying.

What other financial aid options do I have?
Students can search for scholarships and writing competitions through MSU Law or through outside resources.

Do you have a loan forgiveness program?
MSU College of Law has a Loan Repayment Assistance Program (LRAP). Federal regulations may also allow students to have a portion of their federal loans forgiven if they enter public service.

How do I contact the Financial Aid Office?
The Financial Aid Office can be reached at 517-432-6810 or finaid@law.msu.edu.


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